The India’s Financial Growth Theme smallcase captures the structural transformation of India’s financial sector, leveraging growth in capital markets, asset management, wealth management, NBFCs, and housing finance.

📌 India’s Financial Growth Story

• The Indian economy is on track to become the 3rd largest globally by 2030.
• Wealth creation is rising, with mutual fund AUM growing at 20% CAGR over the last decade, reflecting increased financial market participation.

📌 Sectoral Opportunities

✔ Capital Markets → Growing retail participation via SIPs and ETFs.

✔ Asset Management → Tier 2/3 cities (B-30 markets) now contribute 19% of AUM.

✔ Wealth Management → Rising demand for advisory-led portfolios from UHNIs and retail investors.

✔ NBFCs → Tech-driven credit expansion in SME lending and personal loans.

✔ Home Finance → Urbanization & government incentives fueling affordable housing loans.

📌 Why Now?

• The financial ecosystem is evolving with increasing formalization and digital adoption.
• This is an opportune time to capitalize on India’s financial sector transformation.

📌 Investment Horizon & Risks

✅ Best for long-term investors (5+ years) seeking high-growth financial sector exposure.

⚠ Sector Concentration Risk – Highly focused on financial services.

⚠ Regulatory Risk – Policy changes may impact sector performance.

⚠ Cyclical Exposure – Sensitive to economic cycles & interest rate movements.