GoalFi Multi Factor Dynamic Flexi Cap Model

GoalFi Multi Factor Dynamic Flexi Cap applies a systematic, data-driven approach to capture high-quality investment opportunities by integrating multiple factors. This strategy ensures optimal diversification, adaptability, and risk-adjusted returns across market cycles.

📌 Factor-Based Selection

This model combines six key factors to identify stocks with strong return potential while managing risk:

✔ Alpha – Stocks with consistent historical outperformance.

✔ Momentum – Stocks with strong recent price trends.

✔ Quality – High profitability, low leverage, and stable earnings growth.

✔ Value – Undervalued stocks with strong fundamentals.

✔ Growth – Companies with strong revenue and earnings expansion.

✔ Low Volatility – Stocks with stable price movements, reducing drawdowns.

📌 Strategic Allocation & Risk Management

✔ Rule rebalancing ensures factor exposure remains aligned with market trends.

✔ Monthly review process optimizes portfolio adjustments while minimizing churn.

✔ Defensive Allocation: May shift to LiquidBees only in extreme volatility for capital preservation otherwise a 100% equity portfolio.

📌 Investment Horizon & Risks

✅ Best for 3+ years, targeting long-term, factor-driven wealth creation.

⚠ Market Risk – Exposure to macroeconomic and sectoral conditions.

⚠ Factor Risk – Factor leadership may shift over time.

⚠ Liquidity Risk – Mid & small-cap stocks may face higher volatility.