List of Best UTI Mutual Funds
UTI Mutual Fund, one of India’s oldest and most trusted fund houses, is known for its customer-centric approach and commitment to delivering long-term value. With a strong track record of performance and innovation, it provides equity, debt, hybrid, and solution-oriented funds.
UTI Mutual Funds
Saturday, 15 February, 2025
| Fund Name | Fund Size(Cr.) | 3Y Return (%) | 5Y Return (%) |
|---|---|---|---|
| UTI Healthcare Fund | 1,201 | 20.43% | 31.93% |
| UTI Mid Cap Fund | 12,708 | 19.55% | 28.85% |
| UTI Transportation & Logistics Fund | 3,924 | 29.34% | 27.95% |
| UTI Large & Mid Cap Fund | 4,086 | 22.29% | 26.81% |
| UTI Value Fund | 10,757 | 19.80% | 24.82% |
| UTI Dividend Yield Fund | 4,485 | 19.57% | 24.53% |
| UTI Infrastructure Fund | 2,472 | 23.87% | 24.42% |
| UTI Nifty Next 50 Index Fund | 4,974 | 20.66% | 23.67% |
| UTI ELSS Tax Saver Fund | 4,183 | 14.18% | 21.89% |
| UTI Children's Equity Fund | 1,200 | 13.73% | 21.33% |
| UTI Aggressive Hybrid Fund | 6,330 | 17.55% | 21.30% |
Disclaimer
Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Note: The data on the UTI Mutual Fund list is from 6th December, 2024. However, for real-time updates on stock prices and market trends, visit the Tickertape Mutual Funds Screener today!
UTI Mutual Fund
UTI Mutual Fund is one of India’s oldest and most trusted mutual fund houses, offering a wide range of investment options for all types of investors. Whether you are looking to grow your wealth through equity funds, secure stable returns with debt funds, or balance your portfolio with hybrid funds, UTI Mutual Fund has something for everyone. This article explores the best UTI mutual funds for SIPs and UTI mutual fund returns to help you make informed investment decisions.
About UTI Mutual Funds
Established in 1964, UTI Mutual Fund is one of India’s oldest and most respected fund houses. Managed by UTI Asset Management Company Ltd., it has played a key role in shaping the mutual fund industry in India. Over the years, it has developed a reputation for reliability, innovation, and consistent performance.
Key Highlights:
- Established: 1964
- Regulator: SEBI
- Sponsor Companies: State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, and Life Insurance Corporation of India (LIC)
- Investor Reach: Over 11 million investors across India
- Fund Options: Equity, debt, hybrid, and more.
With a history of delivering value, UTI is often ranked among the top UTI mutual fund providers based on investor ratings and market performance.
How to Invest in UTI Mutual Funds?
Investing in UTI Mutual Funds is simple, whether you prefer Systematic Investment Plans (SIPs) or lump-sum investments. Here’s how you can get started:
- Set Up Your Account: Log in to your existing demat account or open one through platforms like smallcase by providing the required documents.
- Research Funds: Use tools like Tickertape Mutual Fund Screener to identify UTI best mutual fund to invest in. With 50+ filters, it provides insights into fund performance and helps create a curated list.
- Choose Your Investment Mode: Navigate to the ‘Mutual Funds’ section of your account. Decide between a SIP or a one-time lump-sum investment. For SIP, set your monthly amount, payment method, and date.
- Evaluate Before Investing: Analyse factors like fund performance, risk, and costs to align your investment with your goals. Consult a financial advisor for tailored guidance.
Types of UTI Mutual Funds
UTI Mutual Fund offers a diverse suite of products tailored to meet different investment goals. Here’s a closer look at their prominent funds:
| 1. UTI Flexi Cap Fund | This fund invests across market capitalisations, providing flexibility in portfolio allocation. It balances growth and stability, offering diversified equity exposure. |
| 2. UTI Mid Cap Fund | Focused on mid-sized companies, this fund targets growth potential and is designed for long-term investment horizons. |
| 3. UTI Nifty Index Fund | This passive investment option replicates the performance of the Nifty 50 index, providing market-linked returns with cost efficiency. |
| 4. UTI Equity Fund | This diversified equity fund invests in companies with strong fundamentals and growth potential, aiming to support long-term wealth creation. |
| 5. UTI Balanced Advantage Fund | A hybrid fund that dynamically allocates assets between equity and debt based on market conditions, combining growth with stability. |
| 6. UTI Value Opportunities Fund | This fund follows a value investment strategy by focusing on undervalued stocks with the potential for appreciation over the long term. |
| 7. UTI Infrastructure Mutual Fund | Investing in infrastructure-related companies, this fund explores opportunities in India’s expanding infrastructure sector. |
| 8. UTI Multi Asset Fund | This scheme allocates investments across equity, debt, and gold, aiming to diversify across asset classes while balancing growth and stability. |
| 9. UTI Large Cap Fund | This fund focuses on large-cap companies, emphasising stability and steady returns with relatively lower volatility. |
Benefits of Investing in UTI Mutual Funds
- High Performance: Many UTI schemes rank among the best performing UTI mutual funds, delivering competitive returns across market cycles.
- Professional Management: Experienced fund managers ensure optimised portfolio performance through in-depth research and strategic allocation.
- Tax Benefits: Certain UTI funds, such as ELSS schemes, qualify for tax deductions under Section 80C of the Income Tax Act.
- Accessibility: UTI Mutual Funds are easy to invest in via online platforms and physical branches, ensuring a seamless investor experience.
Risks of Investing in UTI Mutual Funds
While UTI Mutual Funds are trusted by many, it’s essential to consider potential risks:
- Market Volatility: Equity-focused funds, including some of the best performing UTI mutual funds, are subject to market fluctuations, which can impact returns.
- Performance Variability: While UTI offers some of the best UTI funds, individual scheme performance may vary due to changes in fund management or market dynamics.
- Investment Horizon: Short-term investors might not benefit fully from funds like the UTI best return mutual fund, which is better suited for long-term goals.
- Interest Rate Risk: Changes in interest rates can impact debt fund returns, especially for long-duration funds.
Why Invest in UTI Mutual Fund?
There are several compelling reasons to choose UTI Mutual Fund for your investment needs:
- Trusted Brand: With over five decades of experience, UTI is synonymous with trust and reliability in India’s mutual fund landscape.
- Professional Management: UTI’s experienced fund managers ensure optimal portfolio management, aligning with market dynamics and investor objectives.
- High Returns: Many UTI funds rank among the best UTI mutual funds to invest in due to their consistent performance and competitive returns.
- Top-Rated Funds: Based on investor reviews and market ratings, UTI offers some of the best UTI MFs, such as UTI Value Opportunities Fund and UTI Balanced Advantage Fund.
To Wrap it Up
UTI Mutual Fund continues to be a reliable choice for Indian investors, offering a blend of legacy, performance, and innovation. With schemes that rank among the best-performing UTI mutual funds, UTI consistently delivers value to investors. By assessing your risk tolerance, financial goals, and investment horizon, you can select the UTI best mutual fund to invest in for your needs. Whether it’s the best UTI index fund for passive investing or a high-growth equity scheme, UTI Mutual Fund ensures a robust foundation for wealth creation.
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Frequently Asked Questions About Emerging Opportunities Funds
How to calculate returns for UTI Mutual Fund SIP?
To calculate returns for a UTI Mutual Fund SIP, use the formula:
A = P × [(1 + r)^n – 1] / r × (1 + r)
A is the amount accumulated, P is the SIP instalment, r is the periodic rate of return, and n is the number of instalments. Alternatively, online SIP calculators can simplify this process by providing estimated returns based on your inputs.
Which mutual fund is best in UTI?
Determining the best UTI Mutual Fund depends on individual financial goals and risk tolerance; however, funds like UTI Flexi Cap Fund and UTI Mid Cap Fund have shown strong performance. It’s advisable to consult with a financial advisor on the UTI mutual fund rating to select a fund that aligns with your investment goals.
Which UTI Mutual Fund schemes are tax-free?
Equity-Linked Savings Schemes (ELSS) offered by UTI Mutual Fund, such as the UTI Long Term Equity Fund (Tax Saving), provide tax benefits under Section 80C of the Income Tax Act. However, the returns from these schemes may be subject to taxation.
How to redeem UTI Mutual Funds online?
To redeem UTI Mutual Funds online, log in to your account on the UTI Mutual Fund website or mobile app, navigate to the redemption section, select the scheme and number of units to redeem, and confirm the transaction. The proceeds will be credited to your registered bank account within the standard processing time.
How many mutual funds does UTI offer?
UTI Mutual Fund offers a diverse portfolio of over 800+ mutual fund schemes, including equity, debt, hybrid, and other categories, catering to various investor needs.
