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List of Best SBI Mutual Fund Schemes in 2025

List of Best SBI Mutual Fund Schemes in 2025
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Do you know the State Bank of India Mutual Fund (SBIMF) is India’s largest bank-sponsored mutual fund? It has Asset Under Management (AUM) of Rs. 9.14 lakh cr. It was established in 1987 as a joint venture between State Bank of India and Amundi Asset Management, a leading French asset management company. SBIMF offers a wide range of mutual fund schemes across equity, debt, hybrid, and other categories, with a total of around 147 schemes. SBI Funds Management Ltd has consistently delivered high-performing mutual funds, helping investors build long-term wealth. In this article, let’s explore the best SBI mutual funds, how they work, who should invest, the benefits, risks, and how to choose the best SBI mutual fund for your portfolio.

List of Best SBI Mutual Funds in India (2025) 

Here are some of the top 10 SBI mutual funds in 2025. This curated list can guide you on how to invest in SBI mutual fund and identify which SBI mutual fund application suits your financial goals:

NameAUM (Rs. in cr.)Expense Ratio (%)CAGR 5Y (%)CAGR 10Y (%)
SBI Magnum Midcap Fund21,406.760.7927.517.15
SBI Contra Fund40,486.050.5930.3416.85
SBI Infrastructure Fund4,962.730.9126.3316.69
SBI Large & Midcap Fund28,660.380.721.8115.86
SBI Healthcare Opp Fund3,416.130.8929.8814.59
SBI Flexicap Fund22,092.900.8216.5814.43
SBI BlueChip Fund50,446.900.8117.0313.73
SBI PSU Fund4,703.460.7624.812.59
SBI Conservative Hybrid Fund10,076.160.6211.5510.13
SBI Gold2,522.000.113.499.97

Disclaimer: Please note that the above table is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.

Note: The funds mentioned are taken from Tickertape Mutual Funds Screener on 18th November 2024. They are sorted based on their 10-yr CAGR (highest to lowest) and belong to the Growth Plan.

🚀 Pro Tip: You can use Tickertape’s Mutual Fund Screener to research and evaluate funds with over 50+ pre-loaded filters and parameters.

Overview of the Top SBI Mutual Funds

Let us now learn more about SBI mutual funds listed above. Here is a brief overview of the 10 SBI Mutual Funds, listed above as the SBI Best Mutual Funds:

SBI Magnum Midcap Fund

SBI Magnum Midcap Fund, launched in 2005, focuses on investing in midcap companies with high growth potential. Managed by SBI Funds Management Ltd, the fund had an AUM of Rs. 21,406.76 cr. and an expense ratio of 0.79%. The 5-year CAGR was 27.50%, and the 10-year CAGR was 17.15%.

SBI Contra Fund

SBI Contra Fund, established in 1999, follows a contrarian investment strategy, targeting undervalued stocks with potential for growth. Managed by expert teams at SBI Fund Management, the AUM reached Rs. 40,486.05 crore. The 5-year CAGR was 30.34%, while the 10-year CAGR stood at 16.85%.

SBI Infrastructure Fund

SBI Infrastructure Fund, launched in 2007, invests in companies from the infrastructure sector, including energy, transportation, and construction. As of 18th November 2024, the AUM was Rs. 4,962.73 cr. with an expense ratio of 0.91%. The 5-year CAGR was 26.33%, and the 10-year CAGR was 16.69%.

SBI Large & Midcap Fund

SBI Large & Midcap Fund, introduced in 1993, combines investments in large-cap and midcap companies to achieve long-term capital growth. Managed by experienced professionals at SBI Funds Management Pvt LtdSBI mutual fund application, the fund reported an AUM of Rs. 28,660.38 cr. with an expense ratio of 0.70%. The 5-year CAGR was 21.81%, and the 10-year CAGR was 15.86%.

SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund, launched in 2013, focuses on the healthcare and pharmaceutical sectors, leveraging industry growth. As of 18th November 2024, the fund had an AUM of Rs. 3,416.13 cr. and an expense ratio of 0.89%. The 5-year CAGR was 29.88%, and the 10-year CAGR stood at 14.59%.

SBI Flexicap Fund

SBI Flexicap Fund, introduced in 2005, invests across market capitalisations, providing a flexible approach to portfolio diversification. On 18th November 2024, the AUM was Rs. 22,092.90 cr. with an expense ratio of 0.82%. The 5-year CAGR was 16.58%, while the 10-year CAGR stood at 14.43%.

SBI BlueChip Fund

SBI BlueChip Fund, launched in 2006, primarily invests in large-cap companies with a proven track record of stable growth. On 18th November 2024, the fund had an AUM of Rs. 50,446.90 cr. and an expense ratio of 0.81%. The 5-year CAGR was 17.03%, and the 10-year CAGR was 13.73%.

SBI PSU Fund

SBI PSU Fund, established in 1999, invests in public sector undertakings across various industries to capture their growth potential. On 18th November 2024, the AUM stood at Rs. 4,703.46 cr. with an expense ratio of 0.76%. The 5-year CAGR was 24.80%, and the 10-year CAGR was 12.59%. 

SBI Conservative Hybrid Fund

SBI Conservative Hybrid Fund, launched in 2001, focuses on a balanced mix of debt and equity to provide stable returns with lower risk. On 18th November 2024, the AUM was Rs. 10,076.16 cr. and the expense ratio was 0.62%. The 5-year CAGR was 11.55%, while the 10-year CAGR was 10.13%.

SBI Gold

SBI Gold, introduced in 2009, tracks the performance of gold and provides investors an option to invest in the precious metal. As of 18th November 2024, the fund had an AUM of Rs. 2,522.00 cr. with an expense ratio of 0.10%. The 5-year CAGR was 13.49%, and the 10-year CAGR stood at 9.97%.

How to Invest in SBI Mutual Funds?

Investing in SBI Mutual Funds can be a prudent way to diversify your portfolio and achieve your financial goals. Here are two primary methods to invest:

SBI Mutual Fund Online Investment

If you prefer direct control over your investments, online investment is a convenient option:

  1. Visit the website or app: Navigate to the official website of SBIMF or any of your preferred investment website/app to begin your investment journey.
  2. Log in or Register: Use your existing credentials to log in, or create a new account by registering with your details.
  3. Explore Fund Schemes: Browse through the various SBI mutual fund schemes available, considering your investment goals and risk tolerance. Whether you are interested in SBI mutual fund SIPs or a lumpsum investment, there are options like the SBI Bluechip Fund and SBI Magnum Midcap Fund that you might find suitable. However, before investing, it is always worthwhile to consult a financial advisor.
  4. Invest: Follow the instructions on the platform to complete your investment.

Investing through a Distributor

If you prefer guidance, investing through a distributor might be the best approach:

  1. Find a Distributor: Locate a trusted distributor who can assist you with the investment process. This can be particularly helpful if you are considering specific funds that require more detailed knowledge and expertise.
  2. Streamline the Application: The distributor will handle the paperwork and application, making it simpler for you.
  3. Understand the Costs: Keep in mind that using a distributor may involve higher expense ratios due to commissions, which can impact your overall returns. 

Alternatively, using a distributor can simplify the process but may result in higher expense ratios, affecting your overall SBI mutual fund returns over the last 10 years. Hence, choosing a method that aligns with your preferences and investment goals can be beneficial. But, before starting your investment journey, it is always worthwhile to consult a financial advisor.

Investing in SBI Mutual Funds via smallcase

You can also invest in SBI mutual funds via smallcase. Simply go to smallcase.com or the smallcase app, and login via your phone number. Then, go to ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You’ll find the performance of the mutual fund and the minimum investment amount. Decide the particular amount you want to invest based on your financial goals and click on ‘Invest now’.

However, if you’re confused about which stocks to pick, you can explore smallcases:

  1. smallcases are readymade portfolios of stocks/ETFs, that are based on a theme idea or strategy
  2. They’re created and managed by SEBI-registered experts
  3. smallcase.com offers over 500+ stock portfolios, created by 180+ managers
  4. Some of the popular smallcases among new investors are as follows:

Equity & Gold smallcase by Windmill Capital

Top 100 Stocks smallcase by Windmill Capital

Timeless Asset Allocation smallcase by Windmill Capital

Disclosures for aforementioned smallcases

What are SBI Mutual Funds?

SBI Mutual Fund Trustee Company Pvt. Ltd. oversees the operations of SBI Mutual Fund, which has been a significant player in India’s mutual fund landscape since its inception. The fund was established on June 29, 1987, and officially incorporated on February 7, 1992, making it India’s second mutual fund after the Unit Trust of India, which was founded in 1963. The fund operates under the sponsorship of the State Bank of India (SBI), one of the country’s largest and most trusted banking institutions. 

In a strategic move in July 2004, SBI sold a 37% stake in SBI Mutual Fund to Amundi, a prominent French asset management company. Crédit Agricole and Société Générale jointly created Amundi. People around the world recognise Amundi for its expertise in asset management. This partnership has been instrumental in enhancing the fund’s global reach and bringing international best practices to its operations, helping it become one of the best performing SBI mutual funds in the market.

Range of Investment Options

SBI Mutual Fund offers a wide array of mutual fund schemes designed to cater to diverse investor needs. These include:

  1. Equity Funds: These SBI equity mutual funds invest primarily in stocks and aim for long-term capital appreciation. Examples include the SBI Bluechip Fund and the SBI Magnum Midcap Fund. These are considered some of the best SBI mutual funds to invest in 2024.
  2. Debt Funds: These funds invest in fixed income securities such as bonds and treasury bills. They are suitable for investors looking for stable returns with lower risk.
  3. Hybrid Funds: These funds invest in a mix of equity and debt instruments, providing a balance between risk and return. The SBI Equity Hybrid Fund is a notable example. Many recommend it as one of the best SIP options in SBI Mutual Funds.
  4. Other Categories: SBI Mutual Fund also offers thematic funds, index funds, and fund of funds to cater to specific investment strategies and preferences. For instance, those looking for the best SBI mutual fund for SIP long term often explore hybrid and equity options.

Documents Required to Invest in SBI Mutual Funds

The KYC process requires specific documents to verify a client’s identity and address. Acceptable officially valid documents (OVD) include:

Proof of Identity

  • PAN Card (mandatory)
  • Voter ID Card
  • Driving Licence
  • Passport
  • Aadhaar Card
  • Any valid identity card issued by the Central or State Government

Proof of Address

  • Voter ID Card
  • Driving Licence
  • Passport
  • Ration Card
  • Aadhaar Card
  • Bank account statement or passbook
  • Utility bills (e.g., electricity or gas bills)

How Do SBI Mutual Funds Work?

  1. Pooling of Funds: Investors contribute to a specific mutual fund scheme. These contributions are consolidated into a larger investment corpus.
  2. Portfolio Management: Skilled fund managers at SBI Mutual Funds allocate the pooled corpus into a mix of financial assets aligned with the scheme’s investment objectives. For equity funds, investments are made in stocks and can be further categorised based on market capitalisation (large-cap, mid-cap, or small-cap), themes like technology or healthcare, or flexi-cap strategies that provide flexibility to invest across companies of varying sizes. Debt funds, on the other hand, focus on fixed-income instruments such as bonds, government securities, and treasury bills, making them ideal for conservative investors seeking stability and regular income.
  3. Diversification: SBI Mutual Funds invest in a broad array of securities to balance risk and reward, ensuring no single asset disproportionately affects the portfolio.
  4. NAV Monitoring: The Net Asset Value (NAV) of each scheme is calculated daily, reflecting the per-unit value of the fund’s holdings after deducting liabilities.
  5. Returns Distribution: Investors earn through NAV appreciation or dividends, depending on their chosen plan—growth or dividend payout.
  6. Regulation and Transparency: Governed by SEBI, SBI Mutual Funds maintain strict adherence to guidelines, ensuring clarity through regular portfolio disclosures.

Who Should Invest in SBI Mutual Funds?

SBI Mutual Funds cater to a diverse investor base due to their wide range of offerings. Investors seeking stability and credibility may find SBI MFs appealing due to their long track record and the backing of the State Bank of India.

  • Conservative Investors: Those looking for stability can explore SBI debt funds or hybrid funds like the SBI Hybrid Equity Fund.
  • Growth-Oriented Investors: If you are looking for higher returns and can tolerate more risk, equity funds such as the SBI Bluechip Fund may be suitable.
  • Long-Term Investors: Individuals with a long-term horizon might consider funds like SBI Multicap Funds, which provide professional fund management and market exposure.

It’s crucial for potential investors to evaluate their financial goals, risk tolerance, and investment horizon before considering SBI Mutual Funds. The comprehensive suite of funds allows for flexibility, making them potentially suitable for a broad spectrum of investors. However, thorough research and consideration of individual financial circumstances are always crucial to consider before making any investment decision.

Risks Involved While Investing in SBI Mutual Funds

Investing in SBI Mutual Funds, like any financial endeavour, comes with inherent risks. Being aware of potential challenges can help you make informed decisions.

  • Market Volatility: SBI Mutual Funds are subject to market fluctuations. Changes in economic conditions, global events, or investor sentiment can impact returns, even for the best mutual fund in SBI. For example, geopolitical events can reduce fund performance.
  • Past Performance Limitations: Historical performance, such as SBI mutual fund returns last 10 years, is not always indicative of future results. Relying solely on past data may lead to misguided decisions.
  • Economic and Political Factors: Shifts in interest rates, inflation, or government policies directly affect fund performance. For instance, rising interest rates can reduce the value of debt funds, impacting SBI mutual fund returns last 5 years.
  • Liquidity Risk: Some funds, like SBI Midcap Fund, may face liquidity challenges, especially during market stress. This can delay redemption requests or increase costs.
  • Credit Risk: Funds investing in corporate bonds or fixed-income instruments are exposed to credit risk. Defaults by issuers can negatively impact returns, even for high-performing SBI Mutual Funds.
  • Specific Fund Risks: Sector-specific funds, such as those focusing on healthcare or infrastructure, carry concentrated risks. A downturn in the sector can significantly impact returns. Carefully review the scheme-related documents to align your investment with your risk tolerance.

Whether using the SBI MF online platform or seeking distributor assistance, choose a method that aligns with your preferences and goals.

Benefits of Investing in SBI Mutual Funds

SBI Mutual Funds offer a range of advantages for investors seeking a diversified and reliable investment avenue.

  • Proven Track Record: SBI Mutual Funds, including the best SBI MF best fund, have demonstrated consistent performance over the years. This proven history assures investors of the fund manager’s stability and reliability.
  • Diverse Fund Options: With options ranging across equity, debt, hybrid, and tax-saving funds, SBI Mutual Fund investment caters to various financial goals and risk appetites. For example, the best high return SBI mutual fund is suitable for aggressive investors, while the best SBI tax saver mutual fund helps reduce taxes under Section 80C.
  • Professional Fund Management: Every SBI Mutual Fund manager is a seasoned professional who leverages rigorous research and strategic insights to optimise returns and manage risks effectively.
  • Transparent Processes: SBI Mutual Funds provide regular updates and clear disclosures, enabling investors to track fund performance and make informed decisions.
  • Cost-Efficient Solutions: With competitive expense ratios, SBI Mutual Funds offer cost-effective investment options, enhancing net returns. Choosing the best SBI mutual fund for lump sum investments ensures higher returns with lower associated costs.

How to Choose the Best SBI Mutual Funds for Investing?

When selecting SBI Mutual Funds for your investment portfolio, adopting a strategic and thorough approach is crucial. Here are some detailed steps to guide you:

  • Define Your Investment Goals: Determine if you aim for capital appreciation, regular income, or both. For long-term growth, equity funds like the best high return SBI mutual fund may work best. If steady income is your goal, debt funds are ideal.
  • Assess Your Risk Tolerance: Understand your capacity for risk. Equity funds offer high growth potential but come with volatility. For stability, opt for debt funds or hybrid funds that balance equity and fixed-income exposure.
  • Analyse Historical Performance: Review the historical performance of SBI MF best funds to gauge consistency. However, note that past performance does not guarantee future results. Consider funds like the top 3 SBI mutual fund for long-term resilience.
  • Evaluate Expense Ratios and Fees: Lower expense ratios can significantly impact returns. Compare the costs of similar funds to identify the most cost-effective options, especially when choosing the best SBI mutual fund for lump sum investments.
  • Diversify Your Portfolio: Diversification across equity, debt, and hybrid funds reduces risk. SBI Mutual Funds provide extensive options for diversification tailored to your goals and risk tolerance.
  • Stay Informed: Regularly monitor fund performance and market trends. Adjust your portfolio as needed to maximise returns or mitigate risks, particularly in dynamic markets.
  • Consult a Financial Advisor: A financial advisor can help identify the best investment plan in SBI suited to your needs. They offer personalised guidance on selecting funds such as the best SBI tax saver mutual fund or the best high return SBI mutual fund.

Whether you’re selecting the top 3 SBI mutual fund, the best SBI tax saver mutual fund, or seeking the best investment plan in SBI, a systematic approach is key. With the expertise of an SBI mutual fund manager and careful planning, you can achieve your financial objectives effectively.

What are the Redemption Charges of SBI Mutual Fund?

SBI Mutual Funds typically impose an exit load on investors when they redeem their units within a specified period. Generally, the exit load is around 1% of the redemption value if the units are redeemed within 12 months of investment. This fee is designed to discourage premature withdrawals and stabilise the fund’s asset base. After one year, there is usually no exit load charged on redemptions.

It’s important for investors to be aware of these charges before investing, as they can impact overall returns. For example, those aiming for high returns in the best SBI mutual fund for long-term may not face these charges if they stay invested beyond the lock-in period. Always check the specific terms of the top-performing SBI mutual fund before investing, as exit loads and conditions may vary across funds.

Top SBI Fund Managers

Meet the key leaders behind SBI Mutual Fund’s success:

Mr. R. Srinivasan – Chief Investment Officer (CIO) – Equity
With over 30 years in financial services, Mr. Srinivasan joined SBI Funds Management in 2009 and directly manages equity funds. He holds a postgraduate degree in Commerce and an MFM from Mumbai University.

Mr. Rajeev Radhakrishnan – Chief Investment Officer (CIO) – Fixed Income
Mr. Radhakrishnan joined SBIMF in 2008 as a fixed income manager and now leads the Fixed Income desk. Previously, he worked with UTI Asset Management. He has an engineering degree, a master’s in finance from Mumbai University, and is a CFA charter holder.

Mr. Denys de Campigneulles – Deputy Chief Executive Officer
With 35+ years of experience, Mr. Denys has been Deputy CEO of SBI Funds Management since 2020, joining from Amundi Group. His roles have included CIO of LCL Bank Paris and Deputy CEO Asia at Amundi Hong Kong.

Mr. D.P. Singh – Chief Business Officer
Mr. Singh has over 30 years of experience in banking and financial services and has been with SBI Funds Management since 1998. He oversees all business verticals.

Mr. Srinivas Jain – Chief of Strategy, Digital & Technology
Mr. Jain brings 29 years of financial services experience, including 22 years in investment management, joining SBI Funds Management in 2001. He oversees strategy, digital initiatives, and international business.

Ms. Aparna Nirgude – Executive Director & Chief Risk Officer
With over 26 years at SBI Funds Management, Ms. Aparna has led the Risk function since 2005 and has experience in investment management and research. She holds a Management degree from Jamnalal Bajaj Institute.

Mr. Ganesan Sonaimuthu – Chief Operating Officer
Mr. Ganesan, with 42+ years of experience, joined SBI Funds after a long tenure at SBI, holding positions such as General Manager. His expertise includes finance, credit, and investment management.

What are the Returns on SBI Mutual Funds & How are They Calculated?

Understanding returns is crucial for evaluating the best fund in SBI Mutual Fund for your portfolio. These returns are typically computed using the Compound Annual Growth Rate (CAGR), which accounts for compounding effects and accurately represents annual growth over a specified period.

Formula For Calculating Returns

CAGR = [(Ending balance/beginning balance)^1/n] – 1

Here, n = number of years.

For example,  if the NAV of a mutual fund increased from ₹100 to ₹150 over three years:

CAGR = [(150/100)^⅓] – 1 

This will come approximately 0.1447 or 14.47%. In this way, you can calculate returns for all SBI mutual funds.

Investors should note that returns on SBI Mutual Funds are subject to market fluctuations. These fluctuations are influenced by the performance of the underlying assets in the fund’s portfolio. It’s advisable to refer to official fund documents for detailed information. Additionally, seeking professional financial advice is recommended to understand the nuances of return calculations. This will help you make well-informed investment decisions that align with individual financial goals.

Taxation on SBI Mutual Funds as per Union Budget for 2024-25

The Union Budget for 2024-25 was presented by Finance Minister Nirmala Sitharaman on 23rd July 2024. Investors in SBI Mutual Funds, including the best SBI mutual fund for long-term, should review these updates to understand how taxation may impact future returns. Here are some of the significant changes made in the taxation on capital gains for equity, debt and hybrid funds:

Equity Mutual Funds

  1. Tax-Free Limit: The capital gains up to Rs. 1.25 lakh per year are tax-free. This is an increase from the previous limit of Rs. 1 lakh.
  2. Tax Rate: The gains exceeding Rs. 1.25 lakh are now taxed at a flat rate of 12.5%. This is an increase from the previous rate of 10%.

Indexation: The benefit of indexation, which allowed investors to adjust the purchase price for inflation, has been removed for all asset classes, including equity mutual funds.

Capital Gains TaxHolding PeriodOld RateNew Rate 
Short-Term Capital Gains (STCG)Less than 12 months15%20%
Long-Term Capital Gains (LTCG)More than 12 months10%12.50%

Debt Mutual Funds

  1. Tax Rate: A flat 12.5% tax rate applies to these gains.
  2. No Indexation Benefit: The previous benefit of adjusting the purchase price for inflation is removed. Now, the entire gain after three years is taxable at 12.5%.
  3. Change in Holding Period for Specified Mutual Funds: Previously, debt mutual funds with a holding period of over 36 months were taxed based on the investor’s tax slab, classified as Long-Term Capital Gains (LTCG). Now, for specified mutual funds where over 65% of the investment is in debt, the holding period for taxation has been reduced to over 24 months. These funds will still be taxed according to the investor’s tax slab as either LTCG or STCG. 
Capital Gains TaxHolding PeriodOld RateNew Rate 
Short-Term Capital Gains (STCG)Less than 36 monthsTaxed according to your income tax slabTaxed according to your income tax slab
Long-Term Capital Gains (LTCG)More than 36 months10%12.50%

Hybrid Mutual Funds

Type of Hybrid  FundShort-Term Capital Gains (STCG)Long-Term Capital Gains (LTCG)Indexation Benefit
Equity-Oriented Hybrid Funds20% for holdings less than 1 year12.5% for holdings over 1 year, with gains up to Rs. 1.25 lakh tax-freeNot available
Debt-Oriented Hybrid FundsTaxed as per income tax slab for holdings less than 3 years12.5% for holdings over 3 yearsNot available

Note: Mutual fund schemes where neither the equity nor debt orientation exceeds 65% will now be classified as long-term investments after 24 months. The previous holding period for these funds was 36 months. These will be taxed at the revised LTCG tax rate of 12.5%.

Factors to Consider Before Investing in SBI Mutual Funds

When you’re thinking about investing in SBI Mutual Funds, it’s important to evaluate several factors to ensure your decision aligns with your financial goals. Here are key aspects to consider:

  • Fund Objectives and Strategy: Align your financial goals with the fund’s strategy. For example, if you seek long-term wealth creation, focus on the best SBI mutual fund for long-term.
  • Performance History: Analyse historical performance over various market conditions. Top-performing SBI mutual funds with consistent returns can offer insights into future reliability.
  • Risk Profile: Match your risk tolerance with the fund’s profile. Equity funds in the SBI top 5 mutual funds category may offer higher returns but come with greater risk. Debt funds are better for low-risk investors.
  • Expense Ratio: Lower expense ratios enhance net returns. Evaluate costs carefully, especially when choosing the best fund in SBI mutual fund for maximum efficiency.
  • Fund Manager Expertise: The expertise of the SBI mutual fund manager plays a key role. A skilled manager ensures better decision-making during market fluctuations, which can benefit long-term investments.
  • Assets Under Management (AUM): A high AUM reflects stability and investor trust. However, ensure the fund’s size supports its strategy to avoid inefficiencies.

To Wrap It Up…

Exploring SBI Mutual Funds sheds light on a diverse range of investment options offered by one of India’s prominent financial institutions. The analysis emphasised the significance of aligning investment choices with individual financial goals, risk tolerance, and time horizon. By staying informed about fund categories, historical performance, and market trends, investors can make well-informed decisions tailored to their unique needs. 

It is crucial to continually monitor and reassess investments in the context of changing economic conditions. SBI MFs provide a gateway to navigate the intricacies of the financial market, empowering investors with the knowledge needed to make strategic and informed choices in their pursuit of financial objectives.

Frequently Asked Questions (FAQs) on SBI Mutual Funds

1. How long should I stay invested in SBI AMC Mutual Funds?

You may invest freely for any amount of time in SBI mutual funds. The open-ended funds offered by SBI have no exit loads, but the ELSS funds have a lock-in period of 3 years.

2. Where do SBI Mutual Funds Invest?

SBI Mutual Funds invest in a diversified portfolio across various asset classes, including equities, debt instruments, and money market instruments.

3. Is SBI Mutual Fund good with returns?

SBI Mutual Fund returns vary based on market conditions and the specific fund chosen. Our list of SBI mutual Funds have 1 year returns ranging from 18-41.2%. Check the latest performance reports or consult a financial advisor to get accurate and up-to-date information.

4. When Should I invest in SBI Mutual Funds?

Experts recommend considering purchasing mutual funds when their Net Asset Value (NAV) is below the unit price, optimising returns. Investing during market downturns allows buying shares at reduced prices.

5. What is the lock in period for SBI mutual funds?

ELSS investments have a mandatory 3-year lock-in period, during which investors can benefit from a tax deduction of up to Rs 1.5 lakh.

6. What is the best SBI mutual fund?

Here is a list of the top 5 SBI mutual funds, sorted according to their 10-yr CAGR:
1. SBI Magnum Midcap Fund
2. SBI Contra Fund
3. SBI Infrastructure Fund
4. SBI Large & Midcap Fund
5. SBI Healthcare Opp Fund

Note: The data on this list was taken on 18th November 2024 and is meant for educational purposes only.

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