Zerodha SIP Calculator Online

The Zerodha SIP calculator allows investors to estimate the returns on their mutual fund investments made through SIPs. By simply entering values such as monthly deposits, expected returns, and investment tenure, the calculator provides an estimate of the maturity value at the end of the investment period. The SIP amount calculator simplifies complex financial calculations, making it easier for investors to understand their investment growth.

Using the Zerodha SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the Zerodha SIP plan calculator:

Let’s understand how to use the Zerodha SIP calculator:

1. Choose your preferred Zerodha SIP Fund. Here are some Zerodha SIP funds: Zerodha Gold ETF FoF, Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund, Zerodha Nifty LargeMidcap 250 Index Fund
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
3. Once you have the data, you can use the Zerodha systematic investment plan calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP return calculator. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the Zerodha SIP Calculator.

The Zerodha mutual fund SIP calculator uses a formula similar to most SIP calculators to estimate future value:

(FV) = P x {[(1 + r) n – 1] ÷ r} x (1 + r)

Where:

• FV = Future Value of the investment
• P = Monthly SIP amount
• r = Periodic interest rate
• n = Number of SIP instalments

This formula calculates the compounded returns over the period of investment, giving you a future value projection.

Let’s take an example where you invest ₹10,000 monthly, expecting a 12% annual return. Here’s how your investment grows over 1, 5, and 10 years:

The Zerodha Mutual Fund SIP Calculator is beneficial in various ways:

• Accurate Results
  The Zerodha SIP return calculator delivers precise results based on your inputs, giving you a clear understanding of your potential investment returns. It allows you to plan effectively by calculating how much you need to invest to achieve your financial goals.
• Ease of Use
  With a simple and intuitive interface, the Zerodha SIP Calculator with graph makes it quick and hassle-free to calculate your SIP returns. Just input the required details, and you’re all set.
• Completely Free
  The Zerodha SIP Calculator online free is available for anyone to use at no cost.

Here are some Zerodha SIP mutual funds with returns across different durations:

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 23rd January, 2025.

The Zerodha SIP Returns Calculator is one of the best sip calculators as it is a useful tool to calculate the potentials returns of your investment. Knowing what is initial investment in sip zerodha will help you plan your investments better. With its user-friendly design and accurate estimates, it’s an effective resource for investors.

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.