Zerodha SIP Calculator Online
Calculate the future value of your SIP investment
Goal Amount
Expected Return (P.A)
Time Period
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Total Investment Breakup
Lumpsum Investment
Interest Earned
Total Investment
| Year | Investment Amount (₹) |
Wealth Gained (₹) |
Expected Amount (₹) |
|---|
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Zerodha SIP Calculator Online
All you need to know about Zerodha Systematic Investment Plan (SIP) Calculator
The Zerodha SIP calculator is an intuitive tool designed to help investors estimate the future value of their systematic investment plans (SIPs). Whether you’re just starting or are a seasoned investor, this tool can provide a clear projection of your potential earnings, aiding in effective financial planning.
What is Zerodha SIP Calculator?
The Zerodha SIP calculator allows investors to estimate the returns on their mutual fund investments made through SIPs. By simply entering parameters such as monthly contribution, expected returns, and investment tenure, the calculator provides an estimate of the wealth accumulation at the end of the investment period. It simplifies complex financial calculations, making it easier for investors to understand their investment growth.
How to Use Zerodha SIP Calculator?
Using Zerodha SIP calculator is quite simple and user-friendly. Follow these steps:
- Enter Your Monthly Investment: Let’s say you decide to invest ₹1,000 every month.
- Input Expected Annual Returns: Assume an annual return rate of 12%.
- Select Investment Duration: You can choose the number of years, e.g., 1, 5, 10, 15, or 20 years.
- View Your Estimated Returns: The calculator will compute your returns based on the input values.
Here’s an example with ₹1,000 invested monthly:
| Years | Total Investment | Estimated Returns | Future Value |
| 1 | ₹12,000 | ₹741 | ₹12,741 |
| 5 | ₹60,000 | ₹21,616 | ₹81,616 |
| 10 | ₹1,20,000 | ₹99,604 | ₹2,19,604 |
| 15 | ₹1,80,000 | ₹2,79,566 | ₹4,59,566 |
| 20 | ₹2,40,000 | ₹6,65,205 | ₹9,05,205 |
Formula for Zerodha SIP Calculator
The Zerodha SIP Calculator uses a formula similar to most SIP calculators to estimate future value:
(FV) = P x {[(1 + r) n – 1] ÷ r} x (1 + r)
Where:
- FV = Future Value of the investment
- P = Monthly SIP amount
- r = Periodic interest rate
- n = Number of SIP installments
This formula calculates the compounded returns over the period of investment, giving you a future value projection.
Example of Zerodha SIP Calculation
Let’s take an example where you invest ₹10,000 monthly, expecting a 12% annual return. Here’s how your investment grows over 1, 5, and 10 years:
| Years | Total Investment | Estimated Returns | Future Value |
| 1 | ₹1,20,000 | ₹7,410 | ₹1,27,410 |
| 5 | ₹6,00,000 | ₹2,16,159 | ₹8,16,159 |
| 10 | ₹12,00,000 | ₹9,96,042 | ₹21,96,042 |
How Can Zerodha SIP Calculator Help You?
The Zerodha Mutual Fund SIP Calculator is beneficial in various ways:
- Simplifies Financial Planning: It helps you understand how much you need to invest to meet your financial goals.
- Track Progress: It allows you to monitor and adjust your SIP investments as needed.
- Real-Time Results: The Zerodha SIP Calculator Online provides quick results, allowing you to plan your financial goal efficiently.
List of Zerodha SIP Mutual Funds
Here are some Zerodha SIP mutual funds with returns across different durations:
| Mutual Fund Plan | 1Y Return (%) | Monthly SIP (₹) | Maturity Amount (₹) |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | 41.78 | 10,000 | 1,50,945 |
| Zerodha Nifty LargeMidcap 250 Index Fund | 41.71 | 10,000 | 1,50,886 |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Advantages of Using Zerodha SIP Calculator
- Accurate Projections: Gives reliable estimates of your investment’s future value.
- Saves Time: Automates complex calculations, making investment planning quick and easy.
- User-Friendly Interface: The Zerodha Mutual Fund Calculator is simple to use and accessible online.
- Customisable: Adjust parameters like monthly investment amount, return rate, and duration to suit your needs.
The Zerodha SIP Returns Calculator is a useful tool for anyone looking to invest in mutual funds via SIPs. It allows you to project potential returns, helping you plan and track your financial goals efficiently. With its user-friendly design and accurate estimates, it’s an effective resource for investors.
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Frequently Asked Questions
What is Zerodha SIP Calculator?
Zerodha SIP Calculator helps estimate the future value of SIP investments by taking into account monthly contributions, expected returns, and duration.
Is Zerodha SIP Calculator free to use?
Yes, it is available for free on the smallcase platform.
Can I calculate returns for different time frames?
Yes, you can input different durations to see how your investment will grow over various periods.
How accurate is the Zerodha SIP Calculator?
The calculator provides estimates based on input values, though actual returns may vary depending on market conditions.
What information do I need to use the Zerodha SIP Calculator?
You will need to provide your monthly investment amount, expected return rate, and investment period.
Does Zerodha SIP have a lock-in period?
The lock-in period varies on the scheme you’ve invested in. For example, for ELSS investments it is 3 years while for other debt funds the lock-period varies between 3 months to 3 years.
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