UTI SIP Calculator Online (Systematic Investment Plan)

The UTI SIP Calculator is an online financial tool that allows investors to calculate the potential future returns on their SIP investments. By inputting key details such as the SIP amount, investment period, and expected rate of return, investors can project the value of their investments at the end of the selected tenure.

This tool is highly beneficial for investors who want to forecast their investment growth and align it with their financial goals, such as retirement planning, buying a home, or funding a child’s education.

Using the UTI SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the UTI SIP calculator:

Let’s understand how to use the UTI SIP calculator:

1. Choose your preferred UTI SIP Fund. Here is a list of the top UTI SIP Funds based on their 5-yr Return%.
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
3. Once you have the data, you can use the UTI mutual fund SIP calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP return calculator. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the UTI SIP Calculator.

The UTI SIP calculator uses the following compound interest formula to estimate future returns:

A=P×((1+r)n−1r)×(1+r)A = P \times \left(\frac{(1 + r)^n – 1}{r}\right) \times (1 + r)A=P×(r(1+r)n−1​)×(1+r)

Where:

• A = Future value (the maturity amount)
• P = Monthly SIP amount
• r = Monthly rate of return (annual rate divided by 12)
• n = Total number of months of investment

This formula helps investors understand how their investments can grow over time, giving them a clear view of the potential returns for their UTI SIP plan.

Here are some top-performing UTI mutual funds suitable for SIP investments:

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 29th January 2025.

Let’s assume you invest ₹10,000 monthly for a period of 5 years, and the expected annual return is 12%. By using the UTI mutual fund return calculator, you can estimate:

• Total Investment Amount: ₹6,00,000
• Total Wealth Gain: ₹2,85,120
• Maturity Amount: ₹8,85,120

This example shows how small monthly investments can grow into a substantial sum over time.

1. Accurate Results: The UTI calculator allows investors to project future returns accurately, helping them plan their investments and goals effectively.
2. Easy-to-Use Interface: The UTI mutual fund calculator has a simple, user-friendly interface that provides instant results without the need for complex calculations.
3. It’s Free to Use: Anyone can use the SIP calculator UTI for free.

UTI Mutual Fund offers a wide range of investment options, with SIPs being a popular choice for systematic wealth creation. Using the UTI Mutual Fund SIP calculator, investors can estimate potential returns based on factors like tenure and the UTI Mutual Fund interest rate. For those looking to invest, comparing different schemes can help identify the best UTI Mutual Fund for SIP based on individual financial goals. With the convenience of UTI Mutual Fund online services, investors can easily start, track, and manage their investments, ensuring a seamless and efficient investment experience in one of India’s leading asset management companies.

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.