Union Bank SIP Calculator – Calculate Union Bank SIP Returns Online
Calculate the future value of your SIP investment
Goal Amount
Expected Return (P.A)
Time Period
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Total Investment Breakup
Lumpsum Investment
Interest Earned
Total Investment
| Year | Investment Amount (₹) |
Wealth Gained (₹) |
Expected Amount (₹) |
|---|
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Union Bank SIP Calculator
All you need to know about Union Bank Systematic Investment Plan Calculator (SIP)
Systematic Investment Plans (SIPs) offer a structured way to invest in mutual funds. Union Bank of India provides various Union Bank SIP plans, and the Union Bank SIP Calculator is a tool designed to help investors estimate potential returns. This tool enables you to plan your investments effectively, providing projections based on the SIP amount, duration, and expected interest rates. In this guide, we’ll explore the Union Bank SIP Calculator and explain how you can use it to make informed financial decisions.
What is the Union Bank SIP Calculator?
The Union Bank SIP Calculator is an online tool that helps investors forecast their potential returns from SIP investments in Union Bank mutual funds. By inputting key parameters such as the monthly investment amount, the investment tenure, and the expected rate of return, the calculator estimates the total wealth that could be accumulated by the end of the investment period.
This tool is helpful for both new and experienced investors, providing insights into potential future returns, which can help with long-term financial planning. The SIP Calculator Union Bank works on the principle of compound interest, allowing you to see how your investments will grow over time.
How Does the Union Bank SIP Calculator Work?
Using the Union Bank SIP calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the Union Bank SIP calculator:
- Choose your preferred Union Bank SIP Fund. You can check out the list of Union Bank SIP Funds below.
- Once you have selected the funds based on different metrics and parameters, go to the ‘Discover’ section on smallcase or the smallcase app and enter the name of the specific mutual fund in the search bar and hit enter. You can find historical data on fund performance on the fund pages.
- Once you have the data, you can use the UBI SIP calculator for two scenarios:
Case 1 – If You Know the SIP Investment Amount
In this scenario, you need to provide 3 key inputs:
- Your investment amount
- Expected return
- Time period
Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP amount calculator.
Case 2 – If You Know Your SIP Goal Amount
In this scenario, you will need to provide:
- Goal amount
- Expected return
- Time period
Once you input these details, you can get an estimate of how much amount you need to invest in a Union Bank of India SIP plan every month to reach your goal.
ormula Used in the Union Bank SIP Calculator
smallcase employs a formula to compute compound interest to calculate SIP returns using the Union Bank SIP calculator. The following is the formula used for the Union Bank SIP Calculator:
A = P * [(1 + r)^n – 1] / r
The variables in the formula given above are:
| A | Future value of SIP investments |
| P | Monthly investment amount |
| r | Expected rate of return per period (usually assumed on an annual basis and divided by the number of SIP periods) |
| n | Number of SIP periods (number of months or years) |
Best Union Bank Mutual Funds for SIP Based on 5Y CAGR
Here are some of the top-performing mutual funds from Union Bank of India that are commonly chosen for SIP Union Bank of India investments:
| Fund Name | Fund Size (Cr.) | 3Y CAGR (%) | 5Y CAGR (%) |
| Union Small Cap Fund | 1,662 | 18.00 | 25.49 |
| Union Value Fund | 298 | 16.87 | 20.49 |
| Union ELSS Tax Saver Fund | 923 | 14.34 | 18.87 |
| Union Flexi Cap Fund | 2,299 | 14.00 | 18.73 |
| Union Focused Fund | 428 | 11.13 | 16.88 |
| Union Largecap Fund | 436 | 11.30 | 15.06 |
| Union Balanced Advantage Fund | 1,430 | 10.04 | 12.42 |
| Union Equity Savings Fund | 137 | 7.60 | 8.56 |
| Union Corporate Bond Fund | 331 | 6.09 | 6.11 |
| Union Dynamic Bond | 79 | 5.86 | 5.48 |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Note: The data on this list of Union Bank of India SIP interest rates was taken on 10th February 2025.
Example of How to Use the Union Bank SIP Calculator
Let’s say you want to invest Rs. 5,000 per month for 10 years at an expected annual return of 12%. By using the Union Bank SIP calculator online, you can get an estimate of the following:
- Total Investment Amount: ₹6,00,000
- Wealth Gain: ₹11,61,695
- Maturity Amount: ₹17,61,695
This demonstrates how small, regular contributions can grow significantly over time, thanks to the power of compounding.
Benefits of Using the Union Bank SIP Calculator
- Accurate Financial Planning: The calculator provides an accurate projection of your potential returns, helping you plan and align your investments with your financial goals.
- Ease of Use: The Union Bank SIP calculator is user-friendly, and you don’t need financial expertise.
- Quick and Time-Efficient: It saves time by automating the calculation process, allowing you to explore different scenarios instantly.
- Error-Free Calculations: Manual calculations can be prone to errors, but using a tool like the Union mutual fund calculator ensures precision.
- Goal Setting: Investors can adjust parameters and view how different investment strategies can affect their wealth accumulation, aiding in goal setting and future planning.
Disclaimers
The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.
The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.
smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.
This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.
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Frequently Asked Questions
What is the Union Bank SIP calculator?
The Union Bank SIP calculator is an online tool that helps investors estimate the returns on their systematic investments in Union KBC mutual funds.
How does the Union Bank SIP calculator work?
The calculator takes inputs such as the monthly investment amount, Union Bank SIP rate of return, and investment tenure to compute the total maturity amount using compound interest.
What is the minimum amount required for a SIP in Union Bank?
The minimum amount required for a SIP in Union Bank of India mutual funds typically starts at Rs. 500 per month, depending on the fund. You can visit Union Bank’s official website for the latest details.
Can I use the Union Bank SIP calculator for long-term investments?
Yes. You can adjust the tenure according to your investment objectives, whether it is for the long term of short term.
What is the typical Union Bank SIP interest rate?
The Union Bank mutual fund interest rate varies depending on the mutual fund and market conditions. It typically ranges from 8% to 15% annually for equity-based funds. However, investors should check the official website for more information and the latest interest rates.
Is there any cap on the maximum amount I can invest in a SIP?
No, there is no cap on the amount you can invest in a Union Bank SIP. You can invest as much as you are comfortable with. You can check Union Bank’s official website for current details.
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