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Tata SIP Calculator Online

Calculate the future value of your SIP investment

I know my

Goal Amount

Expected Return (P.A)

Time Period

Summary

To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Summary

To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Total Investment Breakup

Lumpsum Investment

Interest Earned

Total Investment

Year Investment
Amount (₹)
Wealth
Gained (₹)
Expected
Amount (₹)

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Tata SIP Calculator

All you need to know about Tata Systematic Investment Plan (SIP) Calculator

Investing in mutual funds through a Systematic Investment Plan (SIP) is a popular method for long-term wealth creation. However, understanding how your investments may grow over time is crucial for effective financial planning. That’s where the Tata SIP Calculator comes in—a powerful tool designed to help investors estimate their potential returns.

Tata Asset Management Private Limited has been managing investments for Tata Mutual Fund since its inception in 1994. Whether you’re a first-time or experienced investor, the Tata SIP Calculator can help you plan your investments. Let’s explore how this tool works and how it can assist in your investment journey.

What is a Tata SIP Calculator?

The Tata SIP Calculator is an online tool designed to help investors calculate the future value of their SIP investments. By entering key details such as the investment amount, expected rate of return, and duration, this calculator gives a projected value of your investments. It shows you how your wealth can grow over time through consistent investments in the best Tata SIP plans.

How Can Tata SIP Calculator Help You?

The Tata Mutual Fund Calculator is beneficial for investors looking to:

  • Accurate Results

The Tata SIP Calculator helps you plan your investments by providing precise return estimates based on your inputs, making financial decisions easier.

  • Simple to Use

Just enter your details, and the calculator quickly computes your SIP returns. Its easy-to-use design makes investment planning hassle-free.

  • Free Tool

You can use the SIP calculator Tata at no cost, making it a convenient tool for all investors.

How to Use Tata Mutual Fund SIP Calculator?

Using the Tata SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the Tata SIP calculator:

Let’s understand how to use the Tata mutual fund calculator :

  1. Choose your preferred Tata SIP Fund. Here is a list of the top Tata mutual funds based on their 3-yr CAGR.
  2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
  3. Once you have the data, you can use the Tata SIP calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

  • Your investment amount 
  • Expected return
  • Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP calculator Tata mutual fund. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

  • Goal amount 
  • Expected return
  • Time period 

Once you input these details, you can get an estimate of how the amount you need to invest every month to reach your goal through the Tata SIP Calculator.

Formula for Tata SIP Returns Calculator

Tata SIP Calculator India uses the following formula to calculate returns:

(FV) = P x {[(1 + r) n – 1] ÷ r} x (1 + r)

Where:

  • FV = Future Value of the investment
  • P = Monthly SIP amount
  • r = Periodic interest rate (annual return rate)
  • n = Number of SIP instalments

This formula allows for a clear estimation of the compounded returns over the investment period.

Example of Tata SIP Calculation

Let’s take an example where an investor puts ₹10,000 into a Tata Mutual Fund SIP, expecting an annual return of 12%. Here’s how the future value of the investment might look over different time frames:

Years Total Investment Estimated Returns Future Value
1 ₹1,20,000 ₹7,410 ₹1,27,410
5 ₹6,00,000 ₹2,16,159 ₹8,16,159
10 ₹12,00,000 ₹9,96,042 ₹21,96,042

List of Tata SIP Mutual Funds

Here are a few top-performing Tata Mutual Funds and their 3Y performance:

Name CAGR 3Y (%) Minimum SIP (Rs.)  
Tata India Pharma & Healthcare Fund 20.82 0
Tata Small Cap Fund 20.35 1,500
Tata Infrastructure Fund 20.21 0
Tata Business Cycle Fund 19.51 1,500
Tata India Consumer Fund 18.51 0
Tata Dividend Yield Fund 14.80 150
Tata Resources & Energy Fund 13.59 150
Tata Quant Fund 13.17 1,500
Tata Large Cap Fund 13.06 150
Tata Digital India Fund 12.98 100

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data in this list of Tata mutual funds was taken on 29th January, 2025

Advantages of Using Tata SIP Calculator

  • Accurate Calculation

The Tata mutual fund calculator eliminates human errors by using a reliable formula to generate accurate results.

  • User-Friendly Design

Featuring a straightforward and easy-to-navigate interface, the Tata SIP Calculator with graph simplifies the process of estimating SIP returns. Just enter the necessary details, and you’ll have your results in no time.

  • Free Access

The Tata SIP Calculator is completely free to use online, making it accessible to everyone without any charges.

To Wrap Up

The Tata SIP Calculator is an effective investment-based calculator for anyone looking to invest in the best Tata SIP plan systematically. By giving you an estimate of the future value of your investments, it simplifies the process of financial planning and helps you make more informed decisions about your SIP contributions.

Disclaimers

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.

Frequently Asked Questions

What is a Tata SIP Calculator?

It is an online tool that estimates the future value of your SIP investments in Tata Mutual Funds based on inputs like monthly amount, return rate, and duration.

Is the Tata SIP Calculator free to use?

Yes, the Tata SIP Calculator is free and accessible online for all users.

Can I calculate returns for different time periods?

Yes, the Tata SIP Calculator allows you to customise the investment duration to view potential returns over various time frames.

How accurate is the Tata SIP Calculator?

While the calculator provides accurate estimates based on historical data, actual returns may vary due to market conditions.

What details are required to use the Tata SIP Calculator?

You need to input the monthly SIP amount, expected rate of return, and the desired investment duration.

Does Tata SIP have a lock-in period?

Yes, some Tata SIPs have a lock-in period that varies on the scheme you’ve invested in. For example, for ELSS investments it is 3 years while for other debt funds, the lock-period varies between 3 months to 3 years.

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