Motilal Oswal SIP Calculator (Systematic Investment Plan)

The Motilal Oswal SIP Calculator is an online tool that helps investors estimate the future value of their SIP investments. Designed to simplify financial planning, the Motilal Oswal mutual fund calculator offers quick projections by inputting investment details like monthly contribution, tenure, and expected returns.

The Motilal Oswal SIP return estimates are calculated using the formula:

A = P × ({([1 + r]^n) – 1} / r) × (1 + r)

Where:

• A is the future value of the SIP
• P is the monthly investment amount
• r is the monthly rate of return (annual rate divided by 12)
• n is the total number of SIP payments made

The Motilal Oswal mutual fund SIP calculator uses this formula to help users project realistic investment goals.

Assume you invest Rs, 5,000 monthly for five years at an annual return of 12% (monthly return of 1%). Using the Motilal Oswal Calculator, you input:

• Monthly SIP: Rs. 5,000
• Tenure: 5 years
• Expected return: 12% annually

The Motilal Oswal SIP return estimate will be approximately Rs. 4,12,432.

Using the Motilal Oswal SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the Motilal Oswal SIP calculator:

Let’s understand how to use the Motilal Oswal SIP calculator:

1. Choose your preferred motilal oswal mutual funds. Check out the list of the top Motilal Oswal SIP Funds below, based on AUM.
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
3. Once you have the data, you can use the SIP Motilal Oswal calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP return calculator. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the Motilal Oswal SIP investment calculator.

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 5th February 2025

1. Ease of Use: The Motilal Oswal calculator has a user-friendly interface for effortless data input.
2. Accurate Results: It provides instant and accurate calculations, saving investors time. By using this Motilal Oswal Mutual Fund Calculator, you can determine and plan how much to invest to reach your financial goals.
3. Simplified Planning: Compare multiple scenarios to choose the best SIP strategy.

The Motilal Oswal SIP Calculator can be a useful tool for mutual fund investors. By leveraging the mutual fund calculator Motilal Oswal, investors can better understand their investment trajectory, estimate future returns, and adjust their plans as needed. Whether you’re new to SIPs or an experienced investor, the Motilal Oswal mutual fund calculator can help you plan for your financial goals.

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.