LIC SIP Calculator Online (Systematic Investment Plan)

The online LIC SIP Calculator is a financial tool that helps investors estimate the returns they can expect from a Systematic Investment Plan (SIP) in LIC Mutual Funds. Simply input the investment amount, the tenure and the expected rate of return. The SIP investment calculator will instantly provide the interest earned on the total amount invested and the final maturity amount. The LIC SIP plan calculator is a simple tool that enables investors and individuals to project potential mutual fund SIP returns on their investments hassle-free.

Using the LIC SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the LIC SIP calculator:

Let’s understand how to use the LIC SIP calculator:

1. Choose your preferred LIC Fund. Check out the list of the top LIC SIP Funds based on their 3-yr CAGR given below.
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find historical data on fund performances on the fund pages. 
3. Once you have the data, you can use the LIC SIP investment calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP return calculator. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the LIC SIP Calculator.

The SIP calculator LIC uses a global standardisation method to calculate the total returns you will incur on your LIC SIP. The LIC mutual fund SIP calculator formula is as follows:

A = P*((1+i)^n)-1)/i)*(1+i)

The variables in this LIC SIP plan calculator equation represent the following: 

Let’s take an example. Suppose an investor decides to make a SIP investment of Rs. 10,000 for a year at an expected return rate of 8.9% in the SIP LIC calculator. 

Amount invested = ₹1,20,00

Expected return rate amount =  ₹1,25,945

Interest Earned = ₹5,945

Here are some of the best SIPs based on 3Y CAGR in LIC:

Disclaimer: Please note that the above list is for educational purposes only and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 11th February 2025.

A LIC Lumpsum Calculator is a financial tool that helps investors estimate the mutual fund SIP returns they can expect from a lumpsum investment in LIC Mutual Funds. The LIC lumpsum calculator includes variables such as the lumpsum investment amount, investment duration, and expected rate of return.  By utilising the LIC one time investment plan calculator, you can calculate the return on investment based on your specific amount.

Utilising the LIC SIP Calculator offers a range of benefits such as:

• Accurate Return Projections
  The LIC SIP Calculator helps investors estimate their potential returns with precision. Users can get a clear idea of how their SIP investments may grow over time by entering key details like investment amount, tenure, and expected return rate.
• Simple and Convenient
  With an easy-to-use interface, the LIC returns calculator allows users to input their details and receive instant results. This makes investment planning straightforward, eliminating the need for complex manual calculations.
• Completely Free to Use
  The LIC SIP Calculator is accessible to all without any charges, enabling investors to evaluate their SIP plans and make well-informed financial decisions.

By providing accurate estimations of returns on LIC plans, the LIC return calculator helps users make well-informed investment decisions. Whether you’re planning for long-term financial goals or seeking to optimise your current investment strategy, this LIC SIP investment calculator simplifies planning your mutual fund investments. 

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.