IDBI SIP (Systematic Investment Plan) Calculator Online
Calculate the future value of your SIP investment
Goal Amount
Expected Return (P.A)
Time Period
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Total Investment Breakup
Lumpsum Investment
Interest Earned
Total Investment
| Year | Investment Amount (₹) |
Wealth Gained (₹) |
Expected Amount (₹) |
|---|
Investing Made Easy
smallcase offers 500+ readymade stock baskets, created and managed by SEBI-registered investment experts
Try smallcase
Investing Made Easy
smallcase offers 500+ readymade stock baskets, created and managed by SEBI-registered investment experts
Popular smallcases
Articles to help you discover the top stock collections in from trending market sectors
IDBI SIP Calculator
All you need to know about IDBI SIP Calculator
Investing through a Systematic Investment Plan (SIP) with IDBI Mutual Funds has become a popular strategy for building wealth systematically. The IDBI SIP Calculator is a user-friendly online tool that helps investors estimate potential returns on their SIP investments. Whether you’re planning to start an SIP with IDBI or want to explore expected returns, this tool simplifies financial planning for you.
What is the IDBI SIP Calculator?
The IDBI SIP Calculator is an online tool designed to estimate the maturity amount for investments in mutual funds offered by IDBI. By providing inputs like the SIP amount, investment duration, and expected annual returns, the calculator projects the total returns you can expect. This makes it an essential tool for anyone considering SIPs with IDBI Mutual Funds.
Features of the IDBI SIP Calculator
- Ease of Use: The SIP Calculator IDBI tool is designed to simplify calculations, even for first-time investors.
- Customisable Inputs: Users can experiment with the SIP amount, tenure, and expected IDBI SIP interest rate to analyse various investment scenarios.
- Quick Results: The IDBI SIP Calculator provides instant projections of your investment’s future value.
- Flexibility Across Schemes: It works for different schemes under IDBI Mutual Funds, catering to equity mutual fund and debt mutual fund investments.
Formula to Calculate SIP Returns
The IDBI Mutual Fund SIP Calculator uses the compound interest formula to compute your estimated returns:
A = P × ({([1 + r]^n) – 1} / r) × (1 + r)
Where:
- A is the future value of the SIP
- P is the monthly investment amount
- r is the monthly rate of return (annual rate divided by 12)
- n is the total number of SIP payments made
Example Calculation Using the IDBI Mutual Fund SIP Calculator
Assume you invest Rs, 5,000 monthly for five years at an annual return of 12% (monthly return of 1%). Using the IDBI SIP Calculator, you input:
- Monthly SIP: Rs. 5,000
- Tenure: 5 years
- Expected return: 12% annually
The IDBI Mutual Fund SIP return estimate will be approximately Rs. 4,12,432.
How to Use the smallcase IDBI SIP Calculator
The smallcase SIP Calculator IDBI is designed to help investors estimate the potential returns on IDBI mutual fund schemes. Here’s a step-by-step guide to using this tool:
Step 1: Choose an IDBI mutual fund for which you want to calculate returns.
Step 2: Adjust the expected return rate using the slider or enter the value manually on the calculator.
Step 3: Set your desired investment duration by moving the slider or inputting the period directly.
Step 4: Click on the ‘Invest Now’ button to view the estimated maturity amount and proceed with your investment.
Benefits of the IDBI SIP Calculator
- Simplifies Planning: The IDBI Mutual Fund SIP Calculator eliminates manual calculations, offering accurate results in seconds.
- Helps Set Goals: Showing how different IDBI SIP interest rates impact returns aids in setting realistic investment targets.
- Comparative Analysis: Investors can compare various schemes and customise their SIP plans accordingly.
Top IDBI Mutual Funds for SIP Investments
| Fund Name | 1Y Return (%) | 3Y Return (%) | 5Y Return (%) |
| IDBI Small Cap Fund | 24.28 | 39.12 | 16.68 |
| IDBI Midcap Fund | 18.37 | 25.18 | 11.17 |
| IDBI Flexi Cap Fund | 16.24 | 24.63 | 13.5 |
| IDBI India Top 100 Equity Fund | 18.42 | 23.69 | 13.98 |
| IDBI Banking & Financial Services Fund | 21.85 | 22.49 | 9.99 |
| IDBI Equity Advantage Fund | 19.68 | 22.46 | 11.35 |
| IDBI Dividend Yield Fund | 20.48 | 22.44 | – |
| IDBI Focused 30 Equity Fund | 17.86 | 21.06 | 11.43 |
| IDBI Long Term Value Fund | 5.19 | 17.84 | – |
| IDBI Healthcare Fund | 13.52 | 13.7 | – |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
To Wrap Up...
The IDBI SIP Calculator is an invaluable tool for anyone planning to invest in mutual funds via SIPs. Whether you’re a beginner or a seasoned investor, this tool simplifies the process of projecting returns, comparing schemes, and aligning investments with your financial goals. Leverage the IDBI Mutual Fund SIP Calculator to make well-informed decisions and maximise your investment potential.
Popular Calculators on smallcase
Popular MF Investments
Frequently Asked Questions
What is the minimum SIP amount for IDBI Mutual Funds?
Depending on the chosen mutual fund scheme, you can start investing with as little as ₹500 per month.
Can I adjust my SIP amount after starting?
Yes, IDBI Mutual Funds allow you to increase or decrease your SIP contributions during the investment tenure.
Does the IDBI SIP Calculator account for market volatility?
No, the IDBI SIP Calculator provides estimates based on user-defined interest rates and does not factor in market fluctuations.
What is the tax treatment of SIP returns?
SIP returns are subject to capital gains tax. For equity funds, short-term gains (less than 1 year) are taxed at 20%, while long-term gains (above ₹1 lakh) are taxed at 12.5% without indexation.
Can I withdraw my SIP investments prematurely?
Yes, but certain schemes may impose exit loads for early withdrawals. Tax-saving schemes like ELSS have a lock-in period of 3 years.
Are there additional fees for using the SIP Calculator IDBI?
No, the IDBI SIP Calculator is free to use and accessible on smallcase.
What are the typical returns offered by IDBI SIP investments?
The returns depend on the scheme chosen. Equity funds may offer returns of 10-15%, while debt funds typically yield 6-8%.
Discover Popular Articles by smallcase
Learn more about various financial instruments, trending sectors, popular themes, and companies that are thriving in the current markets before investing.
Highest Priced Shares in India: Top Valuable Stocks for 2024
Read More
Best Growth Stocks to Buy in NSE: Fast-Growing Shares This Year
Read More
Top Metal Stocks: List of Best Metal Industry Shares to Buy in 2024
Read More
Top Dividend Paying Stocks in India for 2024 – Strategies for Investing in High Dividend Paying Stocks And More
Read More
Stock Investing Made Easy
Simple, quick and delightful investing for you!
Scan to Download
Don't take our word for it
smallcase is trusted across the Indian investment ecosystem
Finally got access to @smallcaseHQ and gotta admit, it ‘s the most beautiful investment product I’ve ever seen.
first stock market investment today. in case you’re a stock market noob like me, highly recommend @smallcaseHQ!
One product that impressed me a lot in last 1 yr & also benefitted me personally is @smallcaseHQ – never got interested in markets earlier 🥇
Lately, been playing w/ stocks & wealth mgmt apps. Amongst all,@smallcaseHQ is the shining star. Absolute recco on 💻 & 📱
OK! I found @smallcaseHQ at this odd hour. ALAG LEVEL. Isn’t it alike your own mutual fund?
The best investment tech startup in India today.@smallcaseHQ hoping you guys are the catalyst to get the next million to the markets 🙂
@smallcaseHQ love your product! Kudos!
@smallcaseHQ! What a brilliant product. One of the best I’ve seen.
Agree ” mutual funds sahi hai “, but somehow started feeling smallcase better hai! ☺ What a product! Thanks @smallcaseHQ and@zerodhaonline !!
Felt like Buffett when I logged on to @smallcaseHQ today 😀 There are only two kind of ppl – those who have a Smallcase and those who will!
Take a bow @smallcaseHQ! What an incredible product! 🙏🏻 The ease at which you make equity investing happen – such a breath of fresh air!
They way I am promoting @smallcaseHQ I won’t be surprised if I am mistaken as their business development executive. Impressive product. Keep up the great work you are doing. Happy new year.
Ladies and gentlemen, check out @smallcaseHQ. Even if you don’t end up investing, you’ll be impressed by how pretty it is! 😘
Great way for those early to investing to get exposure to sectors/themes thru @smallcaseHQ. Well researched and easy to buy and manage portfolios.
Had an Amazing experience on building own #theme based#portfolio And guess what i can customise the amount i want to #invest and where to #invest@smallcaseHQ @AxisDirect_In
Fallen in love with @smallcaseHQ– what a smooth, smooth product. Anybody else here using it?
A very simple, low cost asset allocation solution using ETFs is to go for All Weather Portfolio offered by @smallcaseHQ
Invested for the first time during muhurat trading. Adult feels max!@smallcaseHQ 🙌🏻
You can save this tweet of mine. @smallcaseHQ is the future of investing. They will beat the best performing mutual fund and pms hands down. Absolutely no comparison. The sooner people realise this, the better will be their cagr.
Only the best —> @smallcaseHQ Thank me after 10 years.
2 years to this tweet and @smallcaseHQ is still my top rated product
@smallcaseHQ has to be the most unique “fintech” idea I’ve seen in India. Should’ve taken it seriously long back.
Gotta say this. Smallcase is KILLING IT!!!! 🔥
smallcase is one of those rare businesses creating real value for customers/investors, through original thinking and great product design. Go @smallcaseHQ
Haven’t seen a better product than @smallcaseHQ in a while. Stunning.
@smallcaseHQ is one of the best new products that I’ve tried 😍
No matter how much I praise @smallcaseHQ It will still be less for them. Fantastic App, they have made investing so much simple and sharing your fav stocks too. Gamechanger in the fintech ecosystem.
So, I have been using @smallcaseHQ for investing some money and it’s one of the best I would say for rookies like me. Go ahead and try it out.
