ICICI SIP Calculator Online (Systematic Investment Plan)

The ICICI SIP calculator takes various factors into account, such as the investment amount, the duration of investment, and the expected rate of return. 

It’s crucial to keep in mind that the ICICI Prudential Mutual Fund calculator offers projections, not guarantees. The actual returns on your investment can differ from the calculated estimate. These variations are primarily due to the market’s performance, which is inherently unpredictable. Nevertheless, the ICICI SIP calculator remains a valuable tool for investors to gain insights into their potential investment outcomes and make informed financial decisions.

Using the ICICI SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the mutual fund calculator ICICI:

Let’s understand how to use the ICICI SIP calculator:

1. Choose your preferred ICICI SIP Fund. Here is a list of ICICI best sip plans based on their 3-yr Returns.
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
3. Once you have the data, you can use the ICICI SIP calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP calculator ICICI prudential. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the ICICI SIP Calculator.

The SIP calculator ICICI Prudential mutual fund uses a global standardisation method to calculate compound interest to determine the total returns you have incurred on your SIP ICICI Prudential investments. The following formula is used for the ICICI SIP calculator: 

A = P * [(1 + r)^n – 1] / r

The variables in the formula given above are:

Let’s understand how the ICICI Prudential mutual fund calculator calculates SIP investments with the help of an example. Assume you want to invest ₹ 5,000 per month for a period of 12 months in an ICICI SIP investment with an expected SIP interest rate of 12% per annum.

The monthly rate of return will be {12%/12} = 0.01

So, A = 5,000* ({[1 +0.01 ]^{12} – 1} / 0.01) x (1 + 0.01)

The calculator may show that your total investment value or SIP returns could be around ​​₹ 64,047.

Therefore, by using the ICICI Prudential mutual fund calculator, you can easily determine the SIP amount earned over years on an initial investment of Rs. 5,000 at an annual interest rate of 12%.

Following is a table of the best ICICI SIP plans based on 3Y CAGR:

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 10th February 2025

In case of a lumpsum SIP investment, you can calculate your returns using the ICICI mutual fund lumpsum calculator. All you need to do is click on the lump-sum button placed beside the SIP button. After inputting relevant details, you can get results accordingly. 

The following are certain benefits of using the ICICI SIP calculator:

• User-Friendly Tool: The ICICI Prudential mutual fund SIP calculator requires simple inputs like the SIP amount and the ICICI SIP interest rate to make it accessible. Users can also input their target financial goals to determine the required monthly investment.
• Precise Estimations: This mutual fund calculator ICICI offers highly accurate estimations based on the provided inputs. However, the calculator does not account for market fluctuations and the actual returns may vary.
• No costs involved: The SIP calculator ICICI mutual fund is freely available, allowing users to utilise it multiple times. Investors can compare various ICICI SIP plans and returns at no cost, facilitating informed decision-making.

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.