HSBC SIP (Systematic Investment Plan) Calculator Online
Calculate the future value of your SIP investment
Goal Amount
Expected Return (P.A)
Time Period
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Total Investment Breakup
Lumpsum Investment
Interest Earned
Total Investment
| Year | Investment Amount (₹) |
Wealth Gained (₹) |
Expected Amount (₹) |
|---|
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HSBC SIP Calculator
All you need to know about HSBC Systematic Investment Plan Calculator (SIP)
Have you ever left for a trip without doing enough research on accommodation or ticket prices? Just as meticulous planning can make or break your travel experience, a careful approach to investing can significantly impact your financial future.
Mutual funds are a cornerstone of modern investing, offering a diverse portfolio and the potential for substantial growth. A Systematic Investment Plan (SIP) is an excellent method for investing in these funds, enabling fixed monthly investments. However, to make informed investment decisions and effectively plan for your financial future, it is crucial to estimate potential returns and understand the growth trajectory of your investments. This is where the HSBC SIP Calculator becomes an indispensable tool.
What is an HSBC SIP Calculator?
As an investor, you can easily use the HSBC SIP calculator to easily compute your periodic SIP amount and reach your target corpus. Simplify your investment journey by calculating the right SIP contribution. Explore HSBC Global’s array of mutual funds, designed to align with your unique investment goals.
In a nutshell, the HSBC SIP calculator offers an estimated return based on your input data. However, it’s crucial to understand that this tool doesn’t guarantee returns, as actual returns can vary due to market fluctuations.
How To Use the smallcase HSBC SIP Calculator Online?
Picture using a tool to predict your future investment growth effortlessly. For this to function effectively, the tool needs to predict your investment returns. Unlike traditional SIP calculators that require manual data entry, the HSBC SIP Calculator employs a unique approach, leveraging the historical performance of the investment scheme.
Now, let’s delve into how the smallcase SIP calculator for HSBC mutual funds operates.
Step 1:
Start by selecting your desired fund, such as HSBC Mutual Fund or HSBC Small Cap Fund. Open the HSBC mutual fund SIP calculator.
Step 2:
Next, input the amount you plan to invest each month.
Step 3:
Finally, specify the investment duration in years. This will allow you to calculate the expected HSBC SIP return rate accurately.
Formula for the HSBC SIP Calculator
smallcase employs a globally recognised formula to compute compound interest to calculate your total returns using the HSBC SIP calculator. The following is the formula used for the HSBC SIP Calculator on smallcase:
A = P * [(1 + r)^n – 1] / r
The variables in the formula given above are:
| A | Future value of SIP investments |
| P | Monthly investment amount |
| r | Expected rate of return per period (usually assumed on an annual basis and divided by the number of SIP periods) |
| n | Number of SIP periods (number of months or years) |
Let’s understand how the HSBC SIP calculator calculates SIP investments with the help of an example.
Assume you want to invest ₹5,000 per month for a period of 12 months in an HSBC SIP investment with an expected SIP interest rate of 12% per annum.
The monthly rate of return will be {12%/12} = 0.01
So, A = 5,000* ({[1 +0.01 ]^{12} – 1} / 0.01) x (1 + 0.01)
The calculator may show that your total investment value or SIP returns could be around ₹64,047.
Therefore, by using the HSBC SIP calculator, you can easily determine the SIP amount earned over the years on an initial investment of ₹5000 at an annual interest rate of 12%.
Table of the SIP Plans Available with HSBC
Following is a list of some of the best HSBC SIP plans.
| Mutual Fund Name | 5Y Returns (%) | Monthly SIP (Rs.) | Maturity Amount (Rs.) |
| HSBC Small Cap Fund | 34.22 | 10,000 | 15,88,242 |
| HSBC Infrastructure Fund | 30.45 | 10,000 | 14,13,268 |
| HSBC Value Fund | 29.13 | 10,000 | 13,57,364 |
| HSBC Midcap Fund | 28.88 | 10,000 | 13,47,069 |
| HSBC Business Cycles Fund | 26.8 | 10,000 | 12,64,862 |
| HSBC Large & Mid Cap Fund | 26.37 | 10,000 | 12,48,609 |
| HSBC Flexi Cap Fund | 25.21 | 10,000 | 12,05,977 |
| HSBC ELSS Tax saver Fund | 23.37 | 10,000 | 11,41,827 |
| HSBC Tax Saver Equity Fund | 23.5 | 10,000 | 11,46,224 |
| HSBC Large Cap Fund | 20.84 | 10,000 | 10,60,114 |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
HSBC LumpSum Calculator on smallcase
For lump-sum SIP investments, just click the “lump-sum” button alongside the SIP option on the smallcase HSBC lumpsum calculator. Enter the necessary details, and you’ll swiftly receive your desired results – all conveniently accessible on smallcase!
Some features of the HSBC lumpsum calculator are:
- User-friendly interface for ease of use.
- Considers investors’ risk tolerance and objectives.
- Offers a wide range of investment choices: equity funds, debt funds, and hybrid funds.
- Provides insights into tax implications for lump-sum payments.
- Enables investment progress tracking.
How Can the HSBC SIP Calculator Help You?
Here are some of the benefits of using the HSBC SIP calculator.
- Precision at Your Fingertips: The HSBC SIP calculator offers accurate projections of your potential returns based on specific investment durations and rates of return. It eliminates calculation errors and delivers expected returns with just a few inputs.
- Time-Efficient: Save valuable time that manual calculations often consume. The HSBC SIP calculator provides results swiftly, all in a matter of seconds!
- User-Friendly: Even if you’re new to online SIP calculators, this tool is easy to grasp. In minutes, you can input your data to receive precise future return estimates.
- Empowering Decisions: Harness the HSBC SIP calculator to make informed choices. It aids investors in evaluating the potential of their investments, whether it’s worth investing in an HSBC MF scheme or comparing various investment options based on expected future returns.
To Wrap It Up…
SIP investing offers unparalleled convenience. The HSBC SIP calculator allows you to explore various scenarios to align with your financial objectives. Whether you’re planning for specific goals or assessing the suitability of SIP, the calculator empowers you to make confident investment decisions.
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Frequently Asked Questions
How to invest in HSBC mutual fund schemes?
- Log into your Demat account on Tickertape.
- Choose your desired HSBC mutual fund scheme.
- Choose between a one-time lump sum investment or a Systematic Investment Plan (SIP), based on your financial goals.
- Check the minimum investment amount required for the selected scheme.
- Select the “Start SIP” option and invest option and monitor your portfolio through the platform.
How can a HSBC SIP calculator help you ?
The HSBC SIP Calculator is a free tool that evaluates the performance of every HSBC Mutual Fund according to its historical performance. This tool assists you in improving investment decisions by calculating the HSBC SIP interest rates.
Is HSBC SIP safe?
HSBC SIPs are generally safe, as they are managed by a reputable institution and regulated by SEBI. However, like all investments, they carry some risk due to market fluctuations.
Why should you invest in the HSBC SIP Scheme?
Investing in HSBC SIP Mutual Funds offers numerous advantages, such as fostering disciplined investing, implementing rupee cost averaging, harnessing the power of compounding, providing flexibility, and enabling diversification.
Does the HSBC SIP have a lock-in period?
For HSBC ELSS (Equity Linked Savings Scheme), there is lock-in period of 3 years from the date of allotment of each unit. After the lock-in period, the units can be redeemed or switched. However, for equity and debt-based HSBC SIP plans, there is no lock-in period.
When can I withdraw my HSBC SIP?
If you have invested in an HSBC ELSS mutual fund, you can redeem your active SIP investment after the lock-in period of 3 years.
How are the HSBC SIPs taxed?
For HSBC equity mutual fund SIPs, STCG is 20%, and LTCG is 12.5%.
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