HDFC SIP Calculator Online (Systematic Investment Plan)

The HDFC Mutual Fund SIP calculator online helps you calculate the maturity value of your investments in any HDFC mutual fund scheme. Simply input key details like the monthly investment amount, tenure and the expected return rate into the HDFC SIP Plan Calculator. 

This user-friendly mutual fund calculator HDFC also enables you to experiment with different schemes, timeframes, and Systematic Investment Plan amounts to understand how they impact your future investment amount. Furthermore, you can see how the interest in SIP grows through rupee cost averaging and compounding using an SIP return calculator HDFC, a smart strategy for long-term wealth creation.

Using the HDFC SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the HDFC SIP calculator:

Let’s understand how to use the HDFC SIP calculator:

1. Choose the Best HDFC Mutual Fund for SIP: Begin by selecting your preferred fund. Here is a list of the top HDFC SIP funds based on their 3-year returns.
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
3. Once you have the data, you can use the SIP Calculator HDFC for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the SIP return calculator HDFC. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the HDFC SIP Plan Calculator.

The HDFC mutual fund calculator uses a global standardisation method to calculate compound interest to determine the total returns you have incurred. The following formula is used for the mutual fund calculator HDFC: 

A = P * [(1 + r)^n – 1] / r

The variables in the formula given above are:

Let’s understand how the HDFC mutual fund calculator calculates SIP investments with the help of an example. Assume you want to invest ₹5,000 per month for a period of 12 months in an HDFC SIP investment with an expected SIP interest rate of 12% per annum.

The monthly rate of return will be {12%/12} = 0.01

So, A = 5,000* ({[1 +0.01 ]^{12} – 1} / 0.01) x (1 + 0.01)

The HDFC MF SIP Calculator may show that your total investment value or SIP returns could be around ​​₹64,047.

Therefore, by using the HDFC SIP calculator, you can easily determine the SIP amount earned over years on an initial investment of Rs. ₹5000 at an annual interest rate of 12%.

The following is a list of the sip plans HDFC available:

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 11th February 2025.

A lump sum investment plan enables you to invest a substantial amount of money in any mutual fund scheme at once rather than spread it out over multiple small investments.

For a lumpsum SIP investment in HDFC, you can compute your returns using the HDFC lumpsum calculator. Simply click on the lump-sum option next to the SIP button, input the required information, and check your results.

Investors using the HDFC MF Calculator can enjoy several benefits:

• Accurate Maturity Value Calculation: The calculator enables investors to accurately determine the total value of their HDFC SIP investment plan at the end of the investment tenure according to the expected rate of return. The calculator does not account for market fluctuations, and the actual returns may vary.
• Easy to Use: The HDFC SIP Calculator features a straightforward interface, enabling users to effortlessly input details like monthly investment amount, duration, and expected return rate. It instantly generates estimated returns, streamlining the investment planning process.
• Free Tool: The HDFC Calculator SIP allows investors to evaluate their SIP growth potential at no cost, making it a convenient tool for informed decision-making.

In essence, the HDFC SIP returns calculator serves as a smart and invaluable tool, allowing investors to make comprehensive and informed decisions about their monthly investment plans.

In conclusion, the HDFC SIP investment Calculator stands as a valuable asset for mutual fund investors. It helps users make informed investment decisions about the best HDFC mutual fund for SIP by calculating potential returns. This user-friendly and accessible tool delivers accurate results, making it an essential resource for SIP investors. 

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.