Groww SIP Calculator Online (2025)

The Groww SIP Calculator is an online tool designed to estimate the future value of your investments in mutual funds via SIP. It calculates the maturity amount based on key inputs like how much you have invested, expected return rate, and investment duration. This helps users make informed decisions and plan their financial goals effectively.

Here are the few benefits of Groww SIP Calculator India –

• Accurate Results
  The Groww SIP return calculator provides reliable results based on your inputs, giving you a clear view of your estimated investment returns. This enables you to strategise effectively by determining the amount needed to reach your financial objectives.
• User-Friendly Design
  Featuring a straightforward and easy-to-navigate interface, the Groww SIP Calculator with graph simplifies the process of estimating SIP returns. Just enter the necessary details, and you’ll have your results in no time.
• Free Access
  The Groww SIP Calculator is completely free to use online, making it accessible to everyone without any charges.

Using the Groww SIP Calculator is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the Groww SIP plan calculator:

Let’s understand how to use the Groww SIP mutual fund calculator:

1. Choose your preferred Groww SIP Fund. Here are some Groww SIP funds: Groww Liquid Fund, Groww Largecap Fund, Groww Value Fund.
2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
3. Once you have the data, you can use the Groww systematic investment plan calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

• Your investment amount 
• Expected return
• Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the Groww compounding calculator sip. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

• Goal amount 
• Expected return
• Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the Groww SIP mutual fund calculator.

The formula used by the Groww return calculator to estimate future value is:

FV=P×(r(1+r)n−1​)×(1+r)

Where:

• FV = Future Value of the investment
• P = SIP amount (monthly investment)
• r = Periodic rate of interest
• n = Number of SIP instalments

Here’s an example with ₹1,000 monthly investments with an annual interest rate of 12%.

This shows how a ₹1,000 monthly SIP grows over different timeframes. Over 1 year, the total investment of ₹12,000 earns ₹741 in returns, resulting in a future value of ₹12,741. Over 5 years, ₹60,000 grows to ₹81,616, and in 10 years, ₹1,20,000 accumulates to ₹2,19,604. By 20 years, the total investment of ₹2,40,000 grows significantly to ₹9,05,205, showcasing the power of compounding over time.

Here are some Groww SIP mutual funds with their returns:

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data in this table was taken on 27th January, 2025

The Groww MF calculator is a helpful tool that simplifies the investment process by giving you a clear view of your financial goals. Whether you’re a first-time investor or an experienced one, using Groww calculators can help you better understand the potential of systematic investments and create a strategy that aligns with your goals.

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.