Home Calculators Axis SIP Calculator

Axis Bank SIP Calculator Online (Systematic Investment Plan)

Calculate the future value of your SIP investment

I know my

Goal Amount

Expected Return (P.A)

Time Period

Summary

To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Summary

To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Total Investment Breakup

Lumpsum Investment

Interest Earned

Total Investment

Year Investment
Amount (₹)
Wealth
Gained (₹)
Expected
Amount (₹)

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Axis SIP Calculator

All you need to know about Axis Systematic Investment Plan Calculator (SIP)

Axis Mutual Fund is a joint venture between Axis Bank and Schroder Singapore Holdings Private Limited. They have established themselves as a key player in India’s asset management landscape since launching their first scheme in October 2009. With a diverse portfolio of over 67 mutual fund schemes, the fund house emphasises risk management and structured financial planning to help investors achieve their financial aspirations. The Axis SIP Calculator is a digital tool designed to assist investors in estimating potential returns from their Systematic Investment Plan (SIP) contributions.

What is an Axis SIP Calculator?

Axis SIP Calculator is an online tool that helps you calculate the potential returns from a Systematic Investment Plan (SIP) investment in Axis Mutual Funds. Simply input key details like the monthly investment amount, tenure and the expected return rate into the Axis SIP Plan Calculator. This user-friendly tool enables you to experiment with different schemes, timeframes, and Systematic Investment Plan amounts to understand how they impact your future investment amount.

How to Use Axis SIP Calculator Online?

Using the SIP calculator Axis Mutual Fund is easy. With this free tool, you can evaluate how much your investments might grow over time. Here’s how you can use the SIP calculator Axis:

Let’s understand how to use the Axis mutual fund calculator SIP:

  1. Choose your preferred Axis SIP plans. Check out the list of the top Axis SIP Funds below:
  2. Once you have selected the funds based on different metrics and parameters, go to smallcase.com or the smallcase app, and login via your phone number. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter. You can find the historical data on the fund performances from the fund pages. 
  3. Once you have the data, you can use the Axis SIP calculator for two scenarios:

Case 1 –  If You Know the SIP Investment Amount

In this scenario, you need to provide 3 key inputs: 

  • Your investment amount 
  • Expected return
  • Time period 

Once you enter these details, you can get an estimate of the potential returns that you will get after the completion of your investment tenure on the Axis mutual fund calculator for SIPs. 

Case 2 – If You Know Your SIP Goal Amount 

In this scenario, you will need to provide: 

  • Goal amount 
  • Expected return
  • Time period 

Once you input these details, you can get an estimate of how much amount you need to invest every month to reach your goal through the Axis SIP Calculator.

Formula Used for the Axis SIP Calculator

The calculator uses a global standardisation method to calculate the total returns you have incurred on your SIP in Axis Bank SIP. The Axis monthly SIP calculator formula is as follows:

A = P*((1+i)^n)-1)/i)*(1+i)

The variables in this equation represent the following:  

A Amount received by you
P SIP Amount
i Compounded rate of return
n Number of months 

Let’s take an example. Suppose an investor decides to invest in SIP of Rs. 10,000 for a year at a return rate of 12%

Amount invested = ₹ 1,20,000

Expected return rate amount =  ₹ 1,28,093

Interest Earned = ₹ 8,093 

Given below is a table of projected SIP investment returns for various tenures at an expected return rate of 12%. Their maturity values have been calculated using the Axis Bank SIP calculator:

Duration  Amount Invested Monthly  Maturity Value 
1 year  10,000 ₹1,28,093
5 years 10,000 ₹8,24,864
8 years 10,000 ₹16,15,266
10 years 10,000 ₹23,23,391
12 years 10,000 ₹32,22,522
15 years  10,000 ₹50,45,760
20 years  10,000 ₹99,91,479

SIP Plans Available with Axis Bank

Here are some of the best Axis SIP plans based on 3Y CAGR.

Name AUM (in Cr.) CAGR 3Y (%) Minimum SIP (Rs.) Minimum Lumpsum (Rs.)
Axis Value Fund 784.67 20.75 100 100
Axis Gold Fund 793.50 19.96 12000 100
Axis Small Cap Fund 24,758.17 18.18 0 100
Axis Midcap Fund 28,380.17 15.80 100 100
Axis Growth Opp Fund 13,522.21 14.97 100 100
Axis Balanced Advantage Fund 2,633.81 13.34 100 100
Axis Flexi Cap Fund 12,125.40 10.09 100 100
Axis ELSS Tax Saver Fund 34,496.58 9.35 6000 500
Axis Bluechip Fund 32,271.39 8.85 100 100
Axis Multi Asset Allocation Fund 1,316.16 8.38 0 100

Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

Note: The data from this table was taken on 11th February 2025.

Axis Lumpsum Calculator

The Axis Lumpsum Calculator is a free online tool that helps investors to calculate the potential returns on their lumpsum investments in Axis mutual funds SIP calculator. The Axis lumpsum calculator considers factors such as the lumpsum investment amount, investment duration, and anticipated rate of return. By utilising the Axis lumpsum calculator, you can compute returns based on your specific investment amount.

Here are some of the features of the Axis Lumpsum Calculator:

  • It presents a user-friendly and straightforward interface.
  • It swiftly and precisely calculates the projected returns on your lumpsum investment.
  • You can compute returns for various investment durations and anticipated rates of return.

Benefits of Using Axis SIP Calculator

Investors using the Axis mutual fund calculator for SIPs can benefit in multiple ways:

  • Precise Maturity Value Estimation: The SIP calculator Axis MF helps investors determine the total value of their Axis SIP investments at the end of the tenure based on the expected rate of return.
  • User-Friendly Interface: With a simple design, the Axis SIP Calculator allows users to enter key details such as monthly investment amount, duration, and expected returns effortlessly. It provides instant estimates, making investment planning seamless.
  • Free Access: This tool is available at no cost, making it a convenient tool for informed decision-making.

Overall, the Axis SIP Calculator serves as a valuable resource, simplifying investment planning and helping investors gain clarity on their SIP returns.

Disclaimers

The results provided by this calculator are for illustrative purposes only and are based on the inputs provided by the user, including the monthly or lump sum investment amount, expected rate of return, and the investment time period.

The calculator assumes a constant rate of return and does not account for market fluctuations. Therefore, the actual future value of the investment may differ from the estimated value.

smallcase makes no representations or warranties regarding the accuracy of the calculator’s results and is not responsible for any errors, omissions, or inaccuracies. The calculator does not consider taxes, fees, or other factors that may affect investment performance.

This calculator and the results generated are not intended as a solicitation to invest or as a recommendation for any particular investment product. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.

Frequently Asked Questions

How to open a SIP account in Axis Bank?

Here is how you can begin Axis Bank SIP investment through smallcase:

  1. Go to smallcase.com or the smallcase app, and login via your phone number
  2. Click on ‘Discover‘ and enter the name of the specific mutual fund name in the search bar and hit enter.
  3. You can click ‘invest now’ and select whether you want to invest a lump sum amount or start a SIP!

How are the Axis Bank SIP taxed?

According to the Union Budget 2024-25, the taxation on capital gains has gone through significant revisions. The Short Term Capital Gains (STCG) tax on equity funds has gone up to 20%, and the Long Term Capital Gains (LTCG) tax on equity funds has been set at 12.50%.

Additionally, if you sell your debt fund units within three years (36 months), the tax will be as per your income tax slab. On the other hand, for debt funds held for over three years (36 months), the tax rate is now 12.50% without indexation benefits.

Why invest in Axis Bank's SIP plans?

Axis SIP plans have the following benefits: low investment amount, flexibility, professional management, tax benefits and easy tracking. However, given the advantages, it is upto the investor to conduct their own research and/or consult a financial advisor before choosing any fund to invest in.

Does Axis Bank SIP have a lock-in period?

Axis Bank SIP itself does not have a lock-in period. SIP is a method of regularly investing a fixed amount in mutual funds, and the duration of your investment is flexible. You can choose to invest for any length of time-based on your financial goals and preferences. However, the lock-in period may apply to certain types of mutual funds, including ELSS mutual funds that have a lock-in period of 3 years. Investors can redeem their units at any time, but any units redeemed are subject to any applicable exit load.

When can I withdraw my Axis Bank SIP?

If you have invested in an Axis Bank ELSS mutual fund, you can redeem your active SIP investment after the lock-in period of 3 years. You can stop equity and debt-based Axis Bank SIP plans at any time and pay any exit load that is applicable. After stopping, you can either redeem your money or continue to remain invested in the fund.

What are the different types of SIP plans available in Axis Bank?

The types of mutual fund SIP plans in Axis Bank are determined by their asset allocation. There are three types of such plans typically available including: equity funds, debt funds and hybrid funds.

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